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Net Worth is the total value of all your assets including property and investments minus liabilities (what you owe).

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If you prefer a lower premium and are willing to risk higher out-of-pocket expenses in the event of a claim, then you have a higher risk tolerance.

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You can opt to include Towing and Labor Coverage on your policy. Services include vehicle tows, jump starts, and flat tire changes.

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When you purchase our optional Rental Coverage and have a covered collision or comprehensive loss, we'll provide a rental car for as long as it takes a Liberty Mutual-approved repair facility to fix your car. Daily limits apply. Program availability varies by state.

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Bodily Injury/Damage No Coverage Comprehensive No Coverage Collision No Coverage Towing Coverage No Coverage Rental Coverage No Coverage
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What Coverage
Is Right For You?

Liability, collision, comprehensive. What types of coverage do you need for your auto and passengers and how much should you have? Estimate the coverage ranges that are right for you. Our Calculator can help you get started.

Bodily Injury/ Property Damage

Bodily Injury coverage is mandatory in most states. It covers other people's bodily injuries or death for which you are responsible, up to the limits of your policy.

Property Damage covers you if your car damages someone else's property. Damage is usually to someone's car, but it could be any property—such as a bicycle, or a house.

Comprehensive

Comprehensive covers losses resulting from incidents other than just collision. For example, you are covered if your auto is stolen or damaged by flood, fire or animals. To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket.

Collision

Collision covers damage to your car when your car hits, or is hit by, another auto or other object up to your policy limits.

Towing and Labor Coverage

You can opt to include this coverage on your policy. Services include vehicle tows, jump starts, and flat tire changes.

Rental Coverage

When you include this coverage on your policy, and have a covered collision or comprehensive loss, we'll provide a rental car for as long as it takes a Liberty Mutual-approved repair facility to fix your car. Daily limits apply. Program availability varies by state.

Bodily Injury/ Property Damage: No Coverage

Bodily Injury coverage is mandatory in most states. It covers other people's bodily injuries or death for which you are responsible, up to the limits of your policy.

Property Damage covers you if your car damages someone else's property. Damage is usually to someone's car, but it could be any property—such as a bicycle, or a house.

Comprehensive: No Coverage

Comprehensive covers losses resulting from incidents other than just collision. For example, you are covered if your auto is stolen or damaged by flood, fire or animals. To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket.

Collision: No Coverage

Collision covers damage to your car when your car hits, or is hit by, another auto or other object up to your policy limits.

Towing Coverage: No Coverage

You can opt to include this assistance in your coverage. Basic roadside includes services such as vehicle tows, jump starts, and flat tire changes.

Rental Coverage: No Coverage

This optional coverage provides vehicle rental service if your auto is in the repair shop or completely disabled. Basic coverage is $30 a day.